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EcoSmart 

LANB recognizes the importance of building a more sustainable future. Learn more about LANB's EcoSmart program.


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Home Equity Loans

Perhaps you are one of the many homeowners who refinanced their residences in recent years to take advantage of declining interest rates. Now you can preserve that low interest rate and still make the most of your growing equity to finance home improvements, travel or whatever your financial needs are.

How it Works
With a Home Equity Line of Credit through LANB your house will serve as collateral for a pre-determined credit limit. Use this money as you see fit. Fix up the basement, landscape the yard, or use it for an emergency.  Your available line of credit is based on a simple equation involving the appraised value of your home and the amount remaining on your mortgage.  The draw period is 15 years with minimum monthly payments. Credit cannot be extended at the end of 15 years and the outstanding balance must be paid off or refinanced into a new equity line or a term loan.

Ready to Apply?
» Apply for a Home Equity loan now


** LANB NMLS #: 546116

Interest Rates

Call a LANB Loan Officer for the latest interest rates.

505-662-5171