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Overdraft Protection

  • Additional Balance Club (ABC) Loans: LANB's ABC loans can protect you from overdrawing your checking account.   An ABC loan lets you make overdrafts - even intentional ones - and covers them with small, automatic funding loans. ABC also lets you protect your accounts that require a minimum balance to earn interest or avoid service charges.  Learn about our non-credit overdraft protection solution.
  • Savings Account Option: An alternative method to ABC overdraft protection is through your LANB savings account. Any time your checking account falls below the required minimum balance, money will be taken from your savings account in $100 increments to protect your checking account from being overdrawn. Avoid unnecessary service charges without loan approval. For more information on this service see your LANB account service representative or call (505) 662-5171.

Interest Rates

Call a LANB Loan Officer for the latest interest rates.