Online Banking

Online Banking Login


Online Banking

I Want to...


Money Tips for College

ABA'S Top 10 Money Management Tips for College Students - Personal Finance: 101

They understand GPAs and test scores but do they understand their credit score or the value of saving?  The ABA Education Foundation's top 10 tips are designed to give students an edge on mastering personal finance.   Bankers are committed to America's youth and in October on Get Smart About Credit Day many will visit schools and colleges around the country bringing financial education to life with interactive lessons.  College students can prepare for the financial side of college with the following tips:

1.   You are in charge.  You are responsible for your finances and you should act accordingly by creating a realistic budget or plan and sticking to it. 

2.   Watch Spending. You control your money, determining how you spend or save it.  Pace spending and increase saving by cutting unnecessary expenses like eating out or shopping so that your money can last throughout the semester.

3.   Use Credit Wisely. Understand the responsibilities and benefits of credit.  How you handle your credit in college could affect you well after graduation.  Shop around for a card that best suits your needs.

4.   Get a Bank Account. Banks are more than money in a vault. They offer valuable services that students can benefit from like check cashing, debit cards, online banking, balance alerts, personal loans, direct deposit, financial education and some offer identity theft protection.

5.   Lookout for Money. There's a lot of money available for students, you just have to look for it. Apply for scholarships and look for student discounts.   

6.   New is Out.  Consider buying used books or ordering them online.  Buying books can become expensive and often used books are in as good of shape as new ones.

7.   Entertain on a Budget. Limit your hanging out fund.  There are lots of fun activities to keep you busy in college and most are free to students.  Use your meal plan or sample new recipes instead of eating out.

8.   Be particular when it comes to money. Don't just trust anyone with your money.  Be skeptical of classmates, friends or salespeople that have ideas for your money.

9.   Save.  Things happen, and it's important that you are financially prepared when your car or computer breaks down or when you have to buy that unexpected bus ticket home.  No matter how small the amount you should start putting some money away immediately.

10.  Ask. This is a learning experience, so if you need help, ask.  Your parents or your banker are a good place to start and remember the sooner the better.  

Visit the us online at for more financial education tips and resources.  Learn more about the Get Smart About Credit program or view our press kit.   The ABA Education Foundation provides financial education programs and resources that help bankers make their communities better.  Nearly 69,000 bankers have taught basic finance skills to almost 3.2 million young people through participation in the Foundation's signature programs, Teach Children to Save and Get Smart About Credit.  Founded by bankers in 1925, the foundation is guided by a board of bankers and is an affiliate of the American Bankers Association.   For more information, visit or call 1-800-BANKERS. 

# # #



Interest Rates

Call a LANB Loan Officer for the latest interest rates.