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 Features of Access Banking
What can Access Banking do?

Account Information
See up-to-date account activity, such as the date and amount of cleared checks, deposits, withdrawals, transfers bill payments and ATM transactions. View images of cleared checks, bill payments and deposits. Check your loan payment due dates, interest rates, accrued interest, payoff balances and much more.

ACH Transfers
Our full-featured transfer system now allows you to transfer money to accounts at other financial institutions. ACH (Automated Clearing House) transfers can be regular funds transfers or loan payments, and you can set them up to occur automatically at any frequency.

Direct Deposit Origination
With a Business Login, you can now originate your direct deposit of payroll through Access Banking.

Free Bill Payment
Tired of writing checks, addressing envelopes and increasing stamp prices while paying your bills? Use Access Banking to pay your bills quickly, easily and absolutely free.

Microsoft Money and Intuit Quicken
Download your account information and transactions into Money and Quicken.

Notifications
Set up Access Banking to automatically alert you by e-mail of specified account conditions. We'll tell you when your account balance falls below a certain amount, or when a check clears.

Secure File Transfers
You can now send and receive computer files (ACH files, spreadsheets, word processing documents, Positive Pay files, image files, and more) to and from the bank Files are strongly encrypted during transmission, making the transfer safe and secure.

Transfers
With Access Banking you can do one time only funds transfers or set up scheduled funds transfers. You can also use the transfers function for loan payments, credit card payments, safe deposit payments and ABC loan advances.

Wire Transfers
Originate domestic and international wire transfers through Access Banking. Wires submitted by 1:00 p.m. mountain time are transmitted by the bank on the same day and, in most cases, the funds are in the hands of the recipient the same day.

OPEN AN ACCOUNT  GO
APPLY FOR A LOAN  GO
Buying a House?
Special Financing Rates
for Home Purchases
Contact LANB for more details
-------------------
Conforming 30 yr. Fixed Mtg.
6.525%
Interest Rate
6.575%
APR¹
Jumbo 30 yr. Mtg.
3/1 CMT ARM
6.625%

 
5.978%

APR²
5/1 CMT ARM
7.000%

 
6.273%

APR²
For qualification details
Contact LANB
See below for all other mortgage rates

12 Month CD Plus as of 7/3/2008
2.600%
Interest Rate
2.630%
APY²

LOAN RATES as of 7/3/2008
Interest Rate APR¹
15 yr. Mtg. 6.045%   6.122%
Residential Construction 6.250%   7.300%
New Vehicle 6.000%   6.300%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 7/3/2008
Interest Rate   APY²
24 Mo. CD 2.500%   2.530%
36 Mo. CD 3.000%   3.050%
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