Have you ever overdrawn your checking account because you forgot to enter a check amount or make a deposit on time? Then the Additional Balance Club (ABC) is for you!

An ABC loan lets you make overdrafts - even intentional ones - and covers them with small, automatic funding loans. ABC also lets you protect your accounts that require a minimum balance to earn interest or avoid service charges.

An alternative method to ABC overdraft protection is through your LANB savings account. Any time your checking account falls below the required minimum balance, money will be taken from your savings account in $100 increments to protect your checking account from being overdrawn. This is a great way to avoid unnecessary service charges without applying for a loan. For more information on this service see your LANB account service representative or call (505) 662-5171.