*The Los Alamos National Bank Mortgage loan application is hosted at a different location. The above link will take you to there.

You may qualify for one of our first time home buyer programs, one of the New Mexico Finance Authority Programs or Rural Housing Development programs. Each of these programs are subject to one or all of the following: You may not have not owned a home in the last 3 years, and or the purchase price of your new home does not exceed the limit for the county you are looking to buy in, and your income does not exceed the allowable limit per number of persons in you household according to state and government regulations. Borrowers that qualify receive a very competitive interest rate and low down payment requirements. We also offer programs that can help with the closing costs and down payments.