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 Rate Lock Information
LANB offers a variety of interest rate lock programs. The current daily rates can be obtained from this site's mortgage loan rates, by calling DataBank at 505-662-3282 or by calling Los Alamos National Bank at 505-662-5171.

Your loan officer will go over the different rate lock programs for your loan at the time of your application. You must notify the mortgage loan department before 2:00 PM EST on the day you wish to lock. We will then lock your rate and ask you to sign a rate lock agreement.

Once you have locked the interest rate on your loan, you may incur costs to change loan programs, rate, or the amount of your loan. If you do not close within the expiration date of the rate commitment, you are also subject to a fee.

Please be advised that rates quoted on this website are subject to change. Until you have a signed rate commitment from Los Alamos National Bank, your rate is not officially locked.

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Buying a House?
Special Financing Rates
for Home Purchases
Contact LANB for more details
-------------------
Conforming 30 yr. Fixed Mtg.
6.650%
Interest Rate
6.701%
APR¹
Jumbo 30 yr. Mtg.
3/1 CMT ARM
6.750%

 
5.724%

APR²
5/1 CMT ARM
7.125%

 
6.093%

APR²
For qualification details
Contact LANB
See below for all other mortgage rates

12 Month CD Plus as of 7/24/2008
2.600%
Interest Rate
2.630%
APY²

LOAN RATES as of 7/24/2008
Interest Rate APR¹
15 yr. Mtg. 6.165%   6.243%
Residential Construction 6.250%   7.300%
New Vehicle 6.000%   6.300%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 7/24/2008
Interest Rate   APY²
24 Mo. CD 2.500%   2.530%
36 Mo. CD 3.000%   3.050%
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