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 Mortgage Loans
Click here for mortgage loan pre-approval*

*The Los Alamos National Bank Mortgage loan application is hosted at a different location. The above link will take you to there.

New!  Special Residential Lot Financing

Our Lenders and the Process
To get started on applying for your Mortgage Loan, click here for mortgage loan pre-approval* or call us to schedule an appointment with an LANB Mortgage Loan officer. The officer will pre-qualify you and determine the amount of money you'll be able to borrow as well as the financing package that best meets your needs and goals. You will then complete a mortgage loan package, and we will work quickly to get you a timely response.

The Benefits of an LANB Loan
At LANB, we service all conforming loans, with the exception of loans originated under the state's first time homebuyer program. This means we handle payments, tax, and insurance on your loan. Your loan will be approved and serviced by local people who are familiar with the market. You can also access you loan information with Access Banking or by phone with DataBank.

OPEN AN ACCOUNT  GO
APPLY FOR A LOAN  GO
Buying a House?
Special Financing Rates
for Home Purchases
Contact LANB for more details
-------------------
Conforming 30 yr. Fixed Mtg.
6.525%
Interest Rate
6.575%
APR¹
Jumbo 30 yr. Mtg.
3/1 CMT ARM
6.625%

 
5.978%

APR²
5/1 CMT ARM
7.000%

 
6.273%

APR²
For qualification details
Contact LANB
See below for all other mortgage rates

12 Month CD Plus as of 7/3/2008
2.600%
Interest Rate
2.630%
APY²

LOAN RATES as of 7/3/2008
Interest Rate APR¹
15 yr. Mtg. 6.045%   6.122%
Residential Construction 6.250%   7.300%
New Vehicle 6.000%   6.300%
Home Equity 5.000%   5.000%
DEPOSIT RATES as of 7/3/2008
Interest Rate   APY²
24 Mo. CD 2.500%   2.530%
36 Mo. CD 3.000%   3.050%
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