INTEREST RATES - BUSINESS LOAN

TYPE	TERM	RATE TYPE	INTEREST RATE (%)	APR (%)	INDEX	DIFFERENTIAL
Business Purchase	6 - 84 Months	Variable	6.000 to 6.000	6.000	WSJ	1.50
Business Refinance	6 - 84 Months	Variable	6.000 to 6.000	6.000	WSJ	1.50
Commercial Real Estate	LANB offers competitive rates and terms for Commercial Real Estate loans. Please ask a loan officer for more details.
Furniture, Fixtures, Equipment	12 - 60 Months	Variable	6.000 to 6.000	6.000	WSJ	1.50
Lines of Credit	12 - 60 Months	Variable	6.000 to 6.000	6.000	WSJ	1.50
Spec Construction	12 Months	Variable	6.000 to 6.000	12.820	WSJ	-
New Vehicle	12 - 60 Months	Fixed	4.500 to 4.500	5.120	-	-
Used Vehicle	12 - 60 Months	Fixed	4.500 to 4.500	5.120	-	-

The above Interest Rates are subject to change without prior notice.
The rates quoted for these loans may be adjusted by +/- 1.00%.Your rate is determined by the risk we assess to such factors as: cash down-payment and reserves, owners equity, cash-flow, past credit history and value of assets pledged as collateral. There is no maximum interest rate or cap. These rates are quoted only to provide assistance in your business loan planning.